As the authors of this website, we have significant experience in both billing and collections in the healthcare and consumer finance industries. Over time, we have noticed that most consumers are not ready for the challenges of managing their medical expenses or insurance. We have seen the frustration, shock and confusion that most people experience when handed an unexpected medical bill. As the cost of healthcare continues to rise, we expect the level of frustration with medical expenses to rise as well. Therefore, we thought it would be helpful to create a website that helps the average American to manage his or her own medical expenses. We have attempted to provide you with the best information available on complex topics that may seem technical at times or maybe not technical enough. By no means do we claim that we are the authority on managing medical expenses. However, with your feedback and suggestions, we will improve this website and earn your trust. You might wonder what is in this for us and that would be a fair question. Like most new businesses, we saw an opportunity to fill a market need - in this case, we started Carebudget because we know there is a lack of good information available to educate Americans about paying for healthcare. While we have some ideas on how to start helping people, we still need your help. We promise to provide you with useful and free information in exchange for your feedback. Over time, we will continue to add links to service providers who we feel can help our community manage and pay for their medical expenses and can help Carebudget build a sustainable business. As we continue to improve our content, we believe this website can assist thousands if not millions of people every year and make Carebudget the premier destination for personal education on healthcare expenses. | 
